Helping you keep what belongs to you
When you are behind on your payments, creditors can take drastic collection actions. They can seek a court order enabling them to garnish your wages and bank accounts. If you are currently in financial distress, a garnishment can be devastating. Fortunately, you can stop the action and, in some cases, even recover money that was recently withheld.
My name is Maureen O'Malley. I help people stop wage garnishments and find debt relief in Chapter 7 bankruptcy. Since 1982, I have been working to guide my clients to a place where they can regain their financial footing on more solid ground. Visit my office in Reston, Virginia, for a consultation regarding your situation.
Protecting Your Interests
To garnish your wages or bank accounts, a creditor must file a lawsuit against you and obtain a judgment from the court. If successful, the creditor can then garnish a percentage of your wages and empty your bank accounts. Other than paying the creditor directly, the only way to stop a garnishment is to file bankruptcy.
As soon as you receive notice of being sued, contact my office. I will act swiftly to protect your interests by working to:
- Postpone the lawsuit so garnishment cannot be granted
- File Chapter 7 bankruptcy before the court grants a judgment against you
- Recover money recently garnished
Filing bankruptcy puts an automatic stay on most garnishments. Even if a creditor has been collecting money like this for some time, the filing will stop a majority of garnishments. A skilled lawyer can give you specific information about the garnishments, such as child support payments, that are not affected by a bankruptcy filing.
Act Quickly to Save Your Money
When possible, it is best to file bankruptcy before there is a judgment against you. This will help you retain more of your money and avoid a judgment on your record. When you meet with me, I will explain the benefits of bankruptcy and walk you through the process. If you decide that is the right course of action for you, I will prepare and file your paperwork, remaining by your side the entire time.
Knowledgeable Attorney Working for You
To learn more about wage and bank account garnishments and lawsuits, contact me online or call me locally at 703-483-9639 or toll free at 888-353-2098. My office is conveniently located off Sunrise Valley, between Wiehle and Reston Parkway.
I am required to disclose that I am a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.
