Chapter 7 Bankruptcy Lawyer
A Fresh Start Through Chapter 7 Bankruptcy
People get into debt for many reasons. Some have experienced extended unemployment. Others face mounting medical bills from unplanned hospital stays. Still others made simple financial mistakes. Regardless of how you got into this situation, you have the power to get yourself out.
I am Maureen O’Malley, Attorney at Law. I help individuals and families find debt relief through Chapter 7 consumer bankruptcy. This is a straightforward and popular way to discharge unsecured debt and gain control of your finances. Serving clients throughout Northern Virginia, I give people the necessary information to make sound decisions about whether or not bankruptcy is the right choice for them.
Benefits of Filing Chapter 7 Bankruptcy
Many people dismiss bankruptcy as a debt relief option. However, sometimes it is the best way for a person to make a fresh financial start and begin to rebuild credit. Believe it or not, once you decide to file for bankruptcy, the hard part is over. Immediately upon filing:
- Creditor harassment must stop
- Garnishments may be stopped
- Foreclosure proceedings are frozen
- Most unsecured debt, such as credit cards, medical expenses and personal loans, is discharged
- You keep most of your property
If you are considering Chapter 7 bankruptcy or are having trouble making payments, contact my office to discuss your options. Because bankruptcy laws are complicated and change often, filing on your own can cause you irreparable harm. An experienced lawyer can help ensure your case is prepared and filed properly.
Can I Keep My House?
Many people mistakenly think they will lose everything when filing for bankruptcy. In fact individuals generally retain their homes, vehicles, clothing, retirement accounts and security clearance. When you come to my office, I will look at your pay stubs, bank statements and bills in order to analyze your debt. If Chapter 7 bankruptcy is an option you choose to pursue, I will prepare the petition and identify as many property exemptions as possible.
Helping People Like You Get a Second Chance Since 1982
If you are faced with overwhelming debt, it’s time to stop beating yourself up. Take action to remedy the situation. Contact me online or call me locally at 703-483-9639 or toll free at 888-353-2098 to schedule a meeting to discuss debt relief options. My office is conveniently located off Sunrise Valley, between Wiehle and Reston Parkway.
I am required to disclose that I am a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.